![]() ![]() ![]() coverage for specialists and case managers.These plans are designed for people with one of several chronic health conditions. If you have a chronic health condition, such as cancer, chronic heart failure, stroke, dementia, or others, it’ll affect your medical coverage.įor example, Medicare may not cover all your needs, but a Medicare Advantage Special Needs Plan (SNP) could help with long-term costs. However, if you’re someone who wants coverage for yearly dental, vision, or hearing exams, many Medicare Advantage plans offer this type of coverage. If you’re someone who rarely visits the doctor, Medicare and Medicare add-ons may cover most of your needs. When comparing your options, there’s no “one plan fits all.” Medical services Original Medicare and Medicare Advantage differ in their coverage, costs, and benefits. What to consider when choosing between Medicare vs. Here are some of the costs associated with original Medicare in 2022: You’ll have certain set costs associated with your coverage under parts A and B. Original Medicare costsĪlthough original Medicare coverage is provided by the government, it is not free. However, for people who have enrolled in original Medicare, there are add-ons such as Medicare Part D prescription drug coverage and Medicare supplement ( Medigap) plans that can offer additional coverage. Original Medicare generally doesn’t cover prescription drugs, dental, vision or hearing services, or additional healthcare needs. These benefits include coverage for preventive, diagnostic, and treatment services for health conditions. Outpatient medical services ( Medicare Part B).These benefits include coverage for hospital visits, hospice care, and limited skilled nursing facility care and at-home health care. Inpatient hospital services ( Medicare Part A).Many older Americans use Medicare as their primary insurance since it covers: Original Medicare is a government-funded medical insurance option for people age 65 and older. ![]()
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